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PM Surya Ghar Subsidy
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PM Surya Ghar Financial Intelligence Engine

Calculate Your Solar ROI & Zero-Electricity Blueprint

Instant calculations for PM Surya Ghar ₹78,000 DBT subsidy, monthly generation, payback period, and 25-year cumulative savings across Madhya Pradesh & All India.

System Parameters

Intelligent sizing synced with your electricity consumption

DISCOM Net-Metered
Average Monthly Electricity BillTap to edit directly or drag slider
₹1,000 (Small)₹3,800 (Avg Family)₹25,000+ (High Usage)
Recommended Plant CapacityGenerates ~426 units/month
3.3 kW
1 kW (~125 units)3.3 kW (~425 units ★)15 kW (~1,900 units)
Required Shadow-Free Rooftop SpaceRCC roof, metal shed, or land
650 sq.ft
100 sq.ft (1 kW)330 sq.ft (3.3 kW)2,000 sq.ft (20 kW)
PM Surya Ghar DBT SubsidyActive 2026
Direct bank transfer subsidy credited within 30 days of net-metering.

Zero-Down Bank Loan Cash Flow

5 Yrs @ ~7% p.a.
Monthly Bank EMI₹2,089 /mo
Day-1 Net Profit+₹1,149 /mo

💡 Zero Upfront Investment: Your electricity bill savings (₹3,238/mo) exceed your monthly loan EMI (₹2,089/mo) from Month 1. After 5 years, enjoy 20+ years of 100% free power!

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